Worker401k does not attempt to disguise any fees or payments by including them in an Investment Option Operating Expense. There are no hidden revenue sharing or variable annuity wrap fees. All fees are transparent and obvious to any plan participant.

The Plan Sponsor is given the option of how to pay expenses. Generally, fees may be paid from the plan, participant accounts, or billed to the employer directly. Fees are billed on a quarterly basis.

Based on type, fees are either asset based and indexed, meaning total cost is reduced as a percentage of assets as plan balance increases, per participant based, or flat. The all-in cost of a plan is generally less than the national average for plans of similar size, while including more services.

Use of WorkerServices is included as part of the services provided to Worker401k plan sponsors.